1. INTRODUCTION

Welcome to NomadRem.

These Terms and Conditions (the “Terms”) constitute a legal agreement between you and NomadRem (“NomadRem”, “we”, “us”, or “our”).

Depending on your jurisdiction and the nature of the Services, the Services may be provided by one of the following entities:

• NomadRem UAB, Žalgirio g. 90-100, LT-09303 Vilnius, Lithuania;
• NomadRem LLC, 30 N Gould St # #49276 Sheridan, WY, 82801, USA;

The entity providing the Services to you will depend on your location and the nature of the Services and will be identified during onboarding or within your Account.

NomadRem operates a platform that facilitates cross-border payments and remittance services.

By accessing or using our Platform or Services, you agree to be bound by these Terms.

2. INTERPRETATION

• “Account” means a user account on our Platform
• “Order” means a payment instruction initiated by the Sender
• “Receiver” means the beneficiary of a Transaction
• “Sender” means the user initiating a Transaction
• “Transaction” means any money transfer carried out through our Services
• “Services” means the payment and remittance services provided via our Platform

 

 

 

3. SERVICE MODEL

3.1. NomadRem provides cross-border payment and remittance facilitation services through its Platform.

3.2. NomadRem operates within applicable regulatory frameworks, including its own registrations, licences, and authorised structures where required.

3.3. Depending on the nature of the Transaction and the applicable jurisdiction, NomadRem may work with regulated financial institutions, payment processors, and infrastructure partners to support the execution of the Services.

3.4. These partners may support functions related to payment processing, currency conversion, fund safeguarding, and settlement.

3.5. The structure and delivery of the Services may vary depending on the User’s jurisdiction and applicable regulatory requirements.

4. TERMS OF USE

4.1. These Terms govern your access to and use of our Platform and Services.

4.2. We grant you a limited, non-exclusive, revocable licence to use our Platform.

4.3. By using our Services, you confirm that:

• you are at least 18 years old
• you have the legal capacity to enter into this agreement
• all information provided is accurate

4.4. You are responsible for maintaining the confidentiality of your Account and all activities conducted under it.

4.5. We reserve the right to suspend or terminate access to the Platform at our discretion.

5. TRANSACTIONS

5.1. To initiate a Transaction, you must submit an Order through your Account.

5.2. You must ensure all information provided is accurate and complete.

5.3. Transactions are processed based on the information you provide.

5.4. We may apply limits to Transactions based on regulatory or operational requirements.

5.5. We may conduct verification checks, which may delay processing.

5.6. We shall not be responsible for delays arising from verification procedures or from reliance on third-party financial institutions, payment processors, or service providers involved in the execution of Transactions.

5.7. Funds will only be released to the Receiver upon successful verification in accordance with applicable requirements.

5.8. Transactions may be subject to regulatory screening, including sanctions and AML checks.

6. FEES

6.1. Applicable fees and exchange rates will be displayed before you confirm a Transaction.

6.2. By confirming a Transaction, you agree to the fees and rates presented.

6.3. Additional charges may apply depending on jurisdiction or receiving institution.

7. CURRENCY CONVERSION

7.1. Where applicable, the exchange rate will be displayed prior to confirming the Transaction.

7.2. Exchange rates are determined based on rates available through our systems and relevant market sources at the time the Transaction is processed.

7.3. Exchange rates may fluctuate and may differ from publicly available rates.

7.4. We assume no liability for exchange rates applied or made available through third-party partners or for differences arising from currency conversion processes outside our control.

8. ACCOUNT STATEMENTS

8.1. All Transactions will be recorded in your Account.

8.2. You may access your transaction history through the Platform.

9. OUR RESPONSIBILITY

9.1. We will provide the Services in accordance with these Terms and applicable laws. Certain aspects of the Services may be supported by third-party providers as described in Section 3.

9.2. We are not obliged to execute any Transaction where:

• information is incomplete or inaccurate
• verification requirements are not met
• legal or regulatory concerns arise

9.3. We are not liable for:

• delays caused by third parties
• system interruptions outside our control
• force majeure events

10. PROHIBITED USE

You agree not to use the Platform:

• for unlawful or fraudulent purposes
• in violation of applicable laws
• to transmit harmful or malicious software

11. INTELLECTUAL PROPERTY

All rights in the Platform remain the property of NomadRem. You are granted a limited right to use the Platform in accordance with these Terms.

12. WARRANTIES DISCLAIMER

The Platform and Services are provided “as is” and “as available” without warranties of any kind, except where required by law.

13. LIMITATION OF LIABILITY

To the maximum extent permitted by law, NomadRem shall not be liable for indirect, incidental, or consequential damages.

 

 

 

14. REGULATORY POSITIONING

NomadRem does not operate as a bank.

NomadRem operates within applicable regulatory frameworks, including its own registrations and authorised structures. Certain aspects of the Services may involve regulated financial institutions where required.

15. GOVERNING LAW

These Terms shall be governed by the laws applicable to the provision of the Services, which may vary depending on the User’s jurisdiction.

Any disputes shall first be resolved in good faith and, where required, submitted to the competent courts as determined by applicable law.

16. CHANGES TO TERMS

We may update these Terms from time to time. Continued use of the Services constitutes acceptance of any changes.

 

NomadRem | Terms & Conditions | v1.1 | 20 Apr 2026